Make smart home buying decisions, not guesses
Free affordability, budget and rent vs buy calculators to help you make confident financial decisions.
Rent vs Buy Calculator
Compare the true costs of renting versus buying over 30 years. Accounts for opportunity costs, tax benefits, home equity buildup, maintenance, and market appreciation to help you make the right choice.
Compare rent vs buy →Monthly Budget Calculator
Visualize where your money goes with interactive Sankey flow diagrams. Track housing costs, utilities, groceries, transportation, and discretionary spending with smart insights.
Plan my budget →Home Affordability Calculator
Calculate your home buying budget based on annual income, monthly debts, down payment, and current mortgage rates. Uses industry-standard debt-to-income ratios and includes property taxes, homeowners insurance, and PMI.
Calculate affordability →Educational Guides
- Home Affordability Guide - Understand DTI ratios, down payments, and budgeting
- Rent vs Buy Guide - Learn about opportunity costs and long-term planning
- PMI Explained - Understand private mortgage insurance
- Closing Costs 101 - Budget for all home buying expenses
- SALT Deduction Guide - Tax implications of homeownership
- 15 vs 30 Year Mortgage - Choose the right loan term